Finance Built on Trust,
Built for Growth.
For nearly 30 years, Chhotaria Securities has stood as your reliable financial partner, providing accessible credit, ethical lending practices, and customized repayment plans that adapt to your journey.
Chhotaria Securities: Making
Credit Accessible
Chhotaria Securities delivers transparent and reliable financial support through simple, well-defined processes. With decades of industry experience, we provide individuals and businesses with practical credit solutions tailored to their unique financial needs. We focus on timely support, and helping our customers build long-term financial stability.
Regulatory Compliance & Safety
Your security is our priority. We partner only with RBI-regulated financial institutions and follow stringent compliance protocols to safeguard your information and interests.
Licensed Lenders
All loans are facilitated through RBI-regulated lending partners, ensuring full compliance with established financial norms and industry best practices.
Secure Transactions
Advanced encryption and multi-layer security protocols safeguard every transaction, keeping your financial data protected at all times.
Consumer Protection
Clear terms, ethical practices, and dedicated grievance support ensure you're always informed, protected, and empowered throughout your borrowing experience.
Smart Financial Solutions Built Around You
Comprehensive financial solutions designed for your unique requirements
Short Term Personal Loans
Short-term personal loans provide quick financial support for immediate needs, with flexible repayment over a shorter period and minimal documentation.
Long Term Personal Loans
Long-term personal loans offer higher loan amounts with extended repayment tenures, making it easier to manage monthly payments for planned financial goals.
MSME Loans
MSME loans provide financial support to small and medium businesses for expansion, working capital, and operational needs with flexible repayment options.
3 Easy Steps to Follow
Apply online, get approved instantly, receive funds directly to your account.
1. Submit Application
Share your basic personal and financial details through our simple online process. Completely paperless and hassle-free.
2. Instant Approval
Get real-time updates and instant loan approval notifications. Track your application status seamlessly.
3. Instant Disbursement
Accept your loan offer and receive funds credited to your bank account within minutes.
Trust at Every Step
We ensure secure, compliant, and reliable services while protecting your data and supporting you at every step.
Bank-Grade Security
256-bit SSL encryption for complete data protection.
24/7 Support
Help available anytime you need it.
RBI Authorized
Partnered with RBI-authorized credit providers.
Privacy Protected
Your data is secure and never misused.
Our Lending Service Provider
We work alongside regulated Lending Service Providers to support customer onboarding and loan facilitation.
Lending Service Provider: Innotech CreditSea Platforms Private Limited
Application Brand Name: Creditsea
Official Website: visit CreditSea →
Frequently Asked Questions
You can apply for a loan by simply completing your personal details, KYC, and underwriting steps within the app. Chhotaria Securities Private Limited, an RBI-registered NBFC, manages the loan disbursement and ongoing loan servicing.
Loan amounts range from ₹5,000 to ₹2,00,000, depending on your eligibility. Tenure options are flexible and typically range from 6 months to 60 months.
The repayment period usually ranges from 6 months to 60 months. Your EMI plan is structured based on your eligibility and repayment capacity to ensure it remains comfortable and manageable.
Once approved, loan disbursement is generally completed within 2 hours during office working hours, subject to successful verification and documentation.
No. All applicable charges, including interest rates, processing fees, and any other costs, are clearly communicated to you before loan confirmation. We follow a transparent pricing policy with no hidden fees.
Yes. We follow strict data security and privacy standards. Your personal and financial information is protected using industry-grade security measures and is handled in compliance with applicable data protection laws.